Gardening Indoors With My Kids

4 Ways To Make The Most Of Your Home Warranty

A home warranty can be a great way to enjoy added coverage and peace of mind, especially when it comes to the major components of your home. Specifically, a home repair warranty could help to cover costs of major repairs and even replacement of appliances and other components that may not be covered by your homeowners insurance policy. Still, whether you're purchasing a home warranty or have one that came with your home, there are some tips to keep in mind if you want to make the most of your coverage.

Read the Fine Print and Understand Your Coverage

Start by requesting a copy of your coverage so that you have a solid understanding of what's included versus what may not be included. This is especially important if your warranty has come with a home you recently purchased. For example, the warranty might cover the appliances that were included with the home, but it won't include any appliances you brought along (such as your garage fridge or your washer/dryer), so you may need to add to your coverage if possible.

Always Hire Reputable Technicians for Installations

If you choose to replace a covered appliance in your home (on your own dime), make sure that you hire a reputable and licensed installation technician if you want your new appliance to be covered. If something goes wrong with your appliance and it was determined that your installation was faulty, there is a chance you may not be covered.

Keep Up With Routine Maintenance

Most home warranties cover things like air conditioning units and furnaces, but only if you have been performing routine maintenance and service on those items. Make sure, then, that you're scheduling routine inspections and that you have documentation to prove it in the event that you need to file a claim with your home warranty provider.

Call Your Warranty Company Before Scheduling Repairs

Finally, if you need to schedule a repair that is covered by your home warranty, always call your warranty provider first. There is a chance you will need to use one of their approved repair technicians for the job in order for the repair to be covered.

Overall, a home warranty is a great way to enjoy added peace of mind as a homeowner--especially when you consider the costs of these kinds of repairs. To make the most of your coverage, however, be sure to keep these tips in mind!

Get in touch with a business like High Tech Home Warranties for more details.